Life Insurance is very important for a number of reasons; particularly for family protection, business protection, and estate planning. We work with trusted companies such as Jefferson Pilot, Prudential, American General, Banner, West Coast Life, and many others.

We offer Group life and Accidental Death & Dismemberment insurance as a stand alone product or as part of a group medical plan package. We provide the option of voluntary group life insurance. There is also the option to have pay-roll deduction for individual term or on a group basis with minimal underwriting needed.

This product is guaranteed, builds cash value, and lasts until age 100

Also builds cash value, but substantially less expensive than traditional whole life

Two options available: level death benefit or increasing death benefit

Term life insurance is 'the best bang for the buck'; it provides great coverage for very reasonable prices

Term life is similar to paying rent; you pay your premiums, but do not retain ownership when the policy lapses

Policies can be purchased to last 10, 20, 25, or 30 year time periods

Rates are available for smokers and non-smokers

Premium discounts are available at 100,000, 250,000, 500,000, and $1 million rate bands